We at 9th Street Lending will do everything we can to get your loan application approved. In some cases, we are not able to approve a loan application because it does not meet our guidelines. If that occurs, we do offer a full range of alternative loan products for which you may qualify, and we will be glad to take another application for one of these products so that you can reach your home ownership goals. If we approve your loan application, then we will give you a conditional commitment to fund your loan. It is conditional because we may need some additional information or action from you (sometimes called ‘closing conditions') before we can close your loan. Typical closing conditions are proof of hazard insurance on your home and flood insurance, if the home is in a federal flood zone.

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